12640 KIRKBY CT Jacksonville, FL 32225

You have got to see this gorgeous hidden gem in the Intracoastal West area with a wide open floorplan and bamboo wood floors. You're going to love the spacious kitchen with a breakfast nook that opens up to the comfy family room with a fireplace. The dining room & living room are perfect for entertaining friends and family over for the holidays. This home is at the end of a quiet and peaceful cul-de-dac. The family friendly area is perfect for your children to grow up in. The spacious and shaded backyard has plenty of space for your children to play and have fun. From your covered lanai you can enjoy your quiet evenings overlooking a pond that is a favorite place for ducks & turtles. The 30 year architectural shingle roof is only 4 years old & the AC is only 6 years old. Offer instructions to bullet proof your offer and the transaction:

MAKE SURE YOUR BUYER HAS READ THIS PAGE.

All of these requirements and preferences will make your buyer's offer much stronger and give them a fair chance of owning this home and work to protect your buyer's best interests as well as the seller's best interests.

Only present offers on our NEFAR Purchase and Sale Agreement, typed and not hand written.

Send offer with Lender Pre-approval letter. Let lender know I will be calling him/her to verify letter and buyer documentation process. Your buyer's confidentiality will be protected at all times. Questions I will be asking lender include:

1. How strong is this buyer?

2. Has the buyer submitted all documentation to lender (bank statements, W2s, tax forms, profit and loss statement, etc.)? This is very critical as many institutions will produce an online boiler plate pre-approval or pre-qual without having even spoken to the borrower or not having received the necessary docs.

3. Is this buyer self employed or receive a substantial amount of income from bonuses or overtime work? If so, is the pre-approval based upon their gross income from 1099's, bonuses, commissions, and overtime, or is it based upon their actual AGI? Your lender needs to find out before your offer is presented if their guidelines and underwriters will accept the buyer's bonuses and overtime income as part of their approval. This has blown up many purchases.

4. Is the buyer using a down payment assistance program? If so, have they fulfilled all the requirements of this program? You will also need to provide the name, phone number, and email of the down payment assistance program contact.

We prefer buyer to have already provided all documents to lender before the showing.

We prefer that the lender be a local lender that can be reached effectively.

If the buyer does not have a lender yet please recommend our preferred lender, Eddie Smith with US Bank at 904-563-4055. His pre-approvals are fast, efficient, and trusted.

Make sure your buyer reads and signs our provided document named Do's and Don'ts for home borrowers.

If cash buyer, submit bank account statement with the buyer's name on the account and blacking out account number, or letter from bank official showing sufficient funds to close. If there is another name on the bank account that is different from the buyer's name then your offer will not be considered. If there is a gift then the funds need to have been deposited into buyer's account before your offer is sent.

The closing will be held at Closing Bear LLC. If you need a place to deposit the binder feel free to use them to do so. You can deliver binder check to:
Closing Bear, LLC
12276 San Jose Blvd., #730B
Jacksonville, FL 32223
Main Office: (904) 479-3700
For directions or business hours please call Closing Bear.

Listing agent info for page 11 of PASA:
Line 559: Coldwell Banker Vanguard Realty
Line 561: BK19454
Line 563: 904-269-7117
Line 565: 7741 Point Meadows Drive #101
Line 567: Jacksonville, FL 32256
Line 573: [email protected]
Line 575: 904-338-5477
Line 577: BK3142576

Please explain to your buyer what our current local market looks like right now, that we have the lowest amount of homes for sale in the history of our area. Beautiful homes like this one are very rare and often experience multiple offers because of the low number of available home, so your buyer should make their very best offer if they like this home. Low ball offers will not be responded to so please explain this to your buyer.

My assistant's name is Kacey Cooper at [email protected]. Please copy her on all correspondence including your initial offer.